Terms and Conditions

These Terms and Conditions (“Terms”) govern your access to and use of Marginplus Group’s platform, products, and services (“Services”). By signing up, accessing, or using our platform, you agree to be bound by these Terms.

If you do not agree with these Terms, please do not use our Services.

1. Eligibility

To use Marginplus, you must:

  • Be at least 18 years old
  • Have the legal capacity to enter into binding contracts
  • Provide accurate and complete registration information
  • Not be banned or restricted by law from using financial platforms

2. Account Registration

You are responsible for:

  • Maintaining the confidentiality of your account and password
  • All activities that occur under your account
  • Promptly notifying us of any unauthorized access or suspicious activity

3. Nature of the Platform

Marginplus is a digital platform that enables users to invest in curated agricultural, agro-processing, and livestock projects. We operate under a profit-sharing model and are not a traditional bank or savings institution.

Important Disclaimer:

All investments carry risk. Returns are not guaranteed. You may lose all or part of your capital. Always conduct your own research and invest wisely.

4. Investment Terms

By investing through Marginplus, you acknowledge:

  • You understand the nature and risks involved
  • You agree to the stated duration of investment (e.g., 3 to 12 months)
  • You will not withdraw funds before the maturity date unless otherwise stated
  • Your expected return is based on project performance, not fixed interest

Marginplus reserves the right to adjust timelines in response to unforeseen project delays or external events.

5. Fees and Profit Sharing

Marginplus operates on a transparent profit-sharing model:

  • 40% to the investor
  • 40% to the project owner
  • 20% to Marginplus

Administrative or processing fees may apply and will be disclosed clearly

6. User Obligations

As a user, you agree not to:

  • Misuse the platform or use it for unlawful purposes
  • Attempt to hack, interfere, or gain unauthorized access
  • Provide false or misleading information
  • Duplicate, copy, sell, or exploit any portion of the platform without written permission

7. Intellectual Property

All content, trademarks, logos, and intellectual property on the platform are owned or licensed by Marginplus. You may not reproduce, modify, or distribute our content without our permission.

8. Termination

We reserve the right to:

  • Suspend or terminate your account at any time for violation of these Terms
  • Block or restrict access to our Services without prior notice
  • Refuse service or investment access at our discretion

9. Limitation of Liability

Marginplus shall not be liable for:

  • Any indirect, incidental, or consequential loss or damages
  • Losses arising from market risks or project failures
  • Temporary service unavailability or delays
  • Any actions taken by third-party service providers or project owners

10. Privacy

Your use of the platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of the platform after changes are made constitutes your acceptance of the new Terms. We recommend checking this page regularly.

12. Governing Law

These Terms are governed by the laws of the Federal Republic Of Nigeria. Any disputes will be resolved through arbitration or in the courts located in [Insert Jurisdiction, e.g., Abuja, Nigeria].

13. Contact Us

For any questions or concerns regarding these Terms, contact us at:

Email: support@marginplusgroup.com

Address: Block No 4, Antonio Gek plaza, Wuse, Zone II, Abuja, Nigeria